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SBA FINANCING GUIDE

Understanding 10% Down SBA Business Acquisitions

Learn how equity injection and lender eligibility can affect a business acquisition financing request.

Ask About Financing
Commercial office buildings
COMMERCIAL REAL ESTATE

Preparing for Commercial Property Financing

Review common information lenders may evaluate when financing a property acquisition or refinance.

Explore Options
Small business planning
BUSINESS CAPITAL

Working Capital vs. Business Lines of Credit

Understand the key differences between term financing and revolving credit for business needs.

Discuss Your Needs
Residential home exterior
RESIDENTIAL MORTGAGE

Home Purchase & Mortgage Refinancing

Explore home purchase loans and refinancing options. Rates and approval depend on credit, income, property details and lender requirements.

Ask About Home Loans
Cheerful team brainstorming together in a colorful startup office, photographed by Vitaly Gariev on Unsplash
STARTUP CONSULTING SERVICES

Startup Consulting Services

We provide personalized consulting services for a successful business launch. From developing a business plan to exploring financing options, we offer thoughtful guidance throughout each stage to help you get started with confidence.

  • Business Plan Development
  • Startup Financing Consultation
  • Business Entity Formation Guidance
  • Business Working Capital Consulting
Request a Consultation
Business professionals discussing financing options at a meeting
ALTERNATIVE FINANCING REVIEW

Was Your Loan Application Declined by a Bank?

Every bank has different underwriting standards. By reviewing your situation together, we can explore options that may be available through other financial institutions. We help you compare financing programs and competitive rate options to support your investment plans. Approval and terms are subject to lender review.

Review Your Options
FINANCING TRANSACTION SHOWCASE

※ Interest rates and loan terms may vary based on the applicant’s credit, income, collateral, and financing program.

Illustrative photograph of Restaurant Acquisition
SBA BUSINESS ACQUISITION · SAMPLE 01

Restaurant Acquisition

$850,000 · Texas

Illustrative photograph of Retail Shopping Center
COMMERCIAL REAL ESTATE · SAMPLE 02

Retail Shopping Center

$2,400,000 · California

Illustrative photograph of Wholesale Distribution
WORKING CAPITAL · SAMPLE 03

Wholesale Distribution

$350,000 · Georgia

Illustrative photograph of Coffee Shop Purchase
SBA BUSINESS ACQUISITION · SAMPLE 04

Coffee Shop Purchase

$425,000 · Washington

Illustrative photograph of Medical Office Property
COMMERCIAL REAL ESTATE · SAMPLE 05

Medical Office Property

$1,750,000 · Florida

Illustrative photograph of Construction Contractor
WORKING CAPITAL · SAMPLE 06

Construction Contractor

$275,000 · Texas

Illustrative photograph of Dry Cleaning Business
SBA BUSINESS ACQUISITION · SAMPLE 07

Dry Cleaning Business

$620,000 · New Jersey

Illustrative photograph of Warehouse Acquisition
COMMERCIAL REAL ESTATE · SAMPLE 08

Warehouse Acquisition

$3,100,000 · Illinois

Illustrative photograph of Beauty Supply Retailer
WORKING CAPITAL · SAMPLE 09

Beauty Supply Retailer

$180,000 · California

Illustrative bakery counter with cakes and freshly baked bread, photo by ANNIE HATUANH on Unsplash
SBA BUSINESS ACQUISITION · SAMPLE 10

Bakery Purchase

$510,000 · New York

Illustrative photograph of Restaurant Acquisition
SBA BUSINESS ACQUISITION · SAMPLE 11

Restaurant Acquisition

$850,000 · Texas

Illustrative photograph of Retail Shopping Center
COMMERCIAL REAL ESTATE · SAMPLE 12

Retail Shopping Center

$2,400,000 · California

Illustrative photograph of Wholesale Distribution
WORKING CAPITAL · SAMPLE 13

Wholesale Distribution

$350,000 · Georgia

Illustrative photograph of Coffee Shop Purchase
SBA BUSINESS ACQUISITION · SAMPLE 14

Coffee Shop Purchase

$425,000 · Washington

Illustrative photograph of Medical Office Property
COMMERCIAL REAL ESTATE · SAMPLE 15

Medical Office Property

$1,750,000 · Florida

Illustrative photograph of Construction Contractor
WORKING CAPITAL · SAMPLE 16

Construction Contractor

$275,000 · Texas

Illustrative photograph of Dry Cleaning Business
SBA BUSINESS ACQUISITION · SAMPLE 17

Dry Cleaning Business

$620,000 · New Jersey

Illustrative photograph of Warehouse Acquisition
COMMERCIAL REAL ESTATE · SAMPLE 18

Warehouse Acquisition

$3,100,000 · Illinois

Illustrative photograph of Beauty Supply Retailer
WORKING CAPITAL · SAMPLE 19

Beauty Supply Retailer

$180,000 · California

Illustrative bakery counter with cakes and freshly baked bread, photo by ANNIE HATUANH on Unsplash
SBA BUSINESS ACQUISITION · SAMPLE 20

Bakery Purchase

$510,000 · New York

Illustrative photograph of Restaurant Acquisition
SBA BUSINESS ACQUISITION · SAMPLE 21

Restaurant Acquisition

$850,000 · Texas

Illustrative photograph of Retail Shopping Center
COMMERCIAL REAL ESTATE · SAMPLE 22

Retail Shopping Center

$2,400,000 · California

Illustrative photograph of Wholesale Distribution
WORKING CAPITAL · SAMPLE 23

Wholesale Distribution

$350,000 · Georgia

Illustrative photograph of Coffee Shop Purchase
SBA BUSINESS ACQUISITION · SAMPLE 24

Coffee Shop Purchase

$425,000 · Washington

Illustrative photograph of Medical Office Property
COMMERCIAL REAL ESTATE · SAMPLE 25

Medical Office Property

$1,750,000 · Florida

Illustrative photograph of Construction Contractor
WORKING CAPITAL · SAMPLE 26

Construction Contractor

$275,000 · Texas

Illustrative photograph of Dry Cleaning Business
SBA BUSINESS ACQUISITION · SAMPLE 27

Dry Cleaning Business

$620,000 · New Jersey

Illustrative photograph of Warehouse Acquisition
COMMERCIAL REAL ESTATE · SAMPLE 28

Warehouse Acquisition

$3,100,000 · Illinois

Illustrative photograph of Beauty Supply Retailer
WORKING CAPITAL · SAMPLE 29

Beauty Supply Retailer

$180,000 · California

Illustrative bakery counter with cakes and freshly baked bread, photo by ANNIE HATUANH on Unsplash
SBA BUSINESS ACQUISITION · SAMPLE 30

Bakery Purchase

$510,000 · New York